If you have been in a car accident, it is important to remember that Florida law requires you to seek medical treatment from a qualified provider, such as a medical doctor, chiropractor, or dentist, within 14 days of the accident in order to protect your right to receive PIP benefits. Not all injuries will be obvious immediately after the accident, and some injuries may become worse with the passage of time. Therefore, it is critical that if you believe you have suffered an injury due to an accident, you promptly seek medical treatment, even if it is only with your primary care physician. You can read more about the law here.
Your right to coverage through a bodily injury or underinsured/uninsured motorist policy are not affected by the 14-day rule. So even if you did not seek treatment within the 14-day window, such as when your injuries do not show up until weeks or months after the accident, you may still be able to receive automobile insurance payments for your injuries. Do not be embarrassed to seek medical attention and legal assistance for your injuries. If your injuries are significant enough to impact your life, contact an attorney who can help you navigate your way through the law as it applies to your unique situation.